Terms of Service
Effective Date: August 1, 2025
1. Acceptance of Terms
By accessing or using www.akentric.com (the “Site”), you agree to be bound by these Terms of Service (“Terms”). If you do not agree, please do not use our Site or services.
2. Who We Are
Akentric Life (“Akentric,” “we,” “our,” or “us”) is an independent insurance broker. We do not directly write or underwrite insurance policies. Instead, we work with third-party insurance carriers to help you explore and purchase insurance products that may fit your needs.
3. No Guarantee of Coverage
Any quotes, illustrations, or product descriptions provided on our Site are for informational purposes only. Final eligibility, underwriting approval, rates, and coverage terms are determined solely by the insurance carrier, not by Akentric Life. We make no guarantee that you will be offered coverage.
4. User Responsibilities
By using our Site, you agree that you will:
-
Provide accurate and truthful information when requesting a quote or applying for coverage.
-
Use our Site only for lawful purposes and in compliance with all applicable laws and regulations.
-
Not attempt to misuse, hack, or disrupt our Site or services.
5. Intellectual Property
All content on this Site—including text, graphics, logos, icons, videos, and designs—is the property of Akentric Life or our content providers and is protected by copyright, trademark, and other intellectual property laws. You may not copy, reproduce, distribute, or create derivative works without our prior written consent.
6. Third-Party Links
Our Site may include links to third-party websites or services (such as insurance carriers). We are not responsible for the availability, content, or practices of these third parties. Accessing those sites is at your own risk.
7. Limitation of Liability
To the fullest extent permitted by law:
-
Akentric Life shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of this Site.
-
We are not responsible for decisions made by insurance carriers, including policy issuance, claims handling, or denial of coverage.
-
All services are provided “as is” and without warranties of any kind, either express or implied.
8. Indemnification
You agree to indemnify and hold harmless Akentric Life, its affiliates, employees, and partners from any claims, damages, losses, or liabilities arising from your use of the Site, your violation of these Terms, or your infringement of any rights of a third party.
9. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of North Carolina (without regard to conflict of law principles). Any disputes shall be resolved in state or federal courts located in North Carolina.
10. Changes to Terms
We may update these Terms of Service at any time. Updated versions will be posted on this page with an updated effective date. Continued use of the Site after changes constitutes acceptance of the new Terms.
11. Contact Us
If you have any questions about these Terms, please contact us:
Akentric Life